About ARM®

At Affirmative Risk Management Corporation, our main concern is to serve insurance customers and providers with superior service at a fair price. We provide our clients with comprehensive information and analysis of their claims. With the information supplied by Affirmative Risk Management, our clients are able to more fully honor the promises made to their insureds.

Our mission at Affirmative Risk Management is to be the best independent adjustment and appraisal firm in Arkansas. Our business philosophy is based on fulfilling our obligations to clients and compensating our employees for their excellent service in the industry.

Founded in 1987, Affirmative Risk Management deals in commercial, homeowner property, casualty, motor truck cargo, heavy equipment, and product liability insurance claims. Our automated diary system prevents reporting oversights or delays. Our up-to-date technology allows us to interact with our clients over the Internet, which makes our service more responsive than ever. Claims information, activity summaries, photos, and adjuster reports with enclosures can be e-mailed at any time. This, coupled with our custom software, takes Affirmative Risk Management to the leading edge of digital information distribution.

Your indemnity dollars are minimized by the use of vendor software. In particular, ARM® uses the Audatex^© auto estimating program to ensure the use of aftermarket parts where permitted by law and your standards. The use of Xactimate^© property estimating program to ensure the most accurate estimates possible on residential and commercial structures. The use of ACV^© program provides up-to-date pricing for unscheduled personal property including the sources of same along with depreciation. Marshall Swift^©; is used to establish valuation of residential and commercial property for coinsurance issues. Arkansas' Statute and Case Laws are available, along with jury instructions. The value of bodily injury, personal injury, and consortium claim are analyzed using Jury Verdict Research^®; software which utilizes a database of 150,000 jury awards and settlement based upon the profile of your claim within the zip code of jurisdiction.

At Affirmative Risk Management, we make immediate contact upon receipt of an assignment, and an inspection is made within 24 hours. A preliminary report is issued within 10 days and includes our reserve suggestion, findings, and recommendations. Follow up reports are made at 30-day intervals until conclusion unless otherwise instructed. Finally, our services will be tailored to meet your needs, just let us know.