Commercial Property

ARM® is familiar with the needs and expectations of the excess and surplus lines market, as well as the standard line insurers in regards to commercial structures, and third party liability exposures.

Our staff is familiar with construction techniques and we work well with general contractors in the restoration of structures which are damaged due to fire, vandalism, or weather related damages.

We utilize the Xactimate Property estimating program to prepare estimates on damaged structures.  This program applies material and labor amounts based upon zip codes to ensure fair compensation to the property owner while providing you with the best use of your indemnity dollars.

In regards to third-party exposures, ARM® utilizes Jury Verdict Research software to evaluate the value of a bodily injury claim. Jury Verdict Research’s database includes 150,000 cases which have been through the court system with jury verdicts assigned. The software allows the individual adjuster to evaluate a claim based upon the zip code, which takes into consideration conservative verses liberal venues within the territory covered by ARM®.  This tool allows ARM® to provide objective analytical research to your firm, to ensure informed decisions can be made.

ARM®’s staff is familiar with, and works well with all of the defense firms within the geographic area we service. In addition, we are familiar with the plaintiff firms, and the profile they fit in regards to the propensity to litigate or settle. With this intimate knowledge, ARM® can provide useful information to your firm to move claims toward closure at the least cost.

ARM® is licensed in Texas, Oklahoma, Arkansas, and Mississippi to handle commercial property related claims. In addition, we frequently travel to those states which do not require licensing which include Missouri, Tennessee, and Louisiana.