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Homeowner's Insurance
The
staff at ARM® is familiar with residential construction techniques
and working with fire, water, and smoke restoration companies.
In order to minimize estimation errors,
ARM® utilizes Xactimate Estimating Program which provides
the most current prices for material and labor.
This aids in minimizing your indemnity dollars to compensate
first or third party claimants.
In regards to unscheduled personal property,
ARM® utilizes the ACV Software to establish the replacement
cost; vendors who offer replacement property; and the application
of appropriate depreciation to those items in question.
ARM® is familiar with Arkansas Case
and Statute Law concerning liability exposures, and will aggressively
investigate third party claims made against your insureds. We work well with the defense firms in Arkansas,
and are familiar with the plaintiff firms, and the profile their
offices fit in regards to litigation.
ARM® utilizes Jury Verdict Research
software to evaluate the value of a bodily injury claim. Jury
Verdict Research’s database includes 150,000 cases which have
been through the court system with jury verdicts assigned. The
software allows the individual adjuster to evaluate a claim based
upon the zip code, which takes into consideration conservative
verses liberal venues within the territory covered by ARM®.
This tool allows ARM® to provide objective analytical
research to your firm, to ensure informed decisions can be made.
ARM® is licensed in Texas, Oklahoma,
Arkansas, and Mississippi to handle homeowner related claims.
In addition, we frequently travel to those states which do not
require licensing which include Missouri, Tennessee, and Louisiana.
If your office
requires evaluation on the value of your insured property for
co-insurance purposes, Marshall and Swift Evaluation Services
are used to establish the depreciated value of the structure,
or it’s replacement cost.
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