Premise, Product & General Liability

ARM® is familiar with working on commercial third party exposures, including premises losses. We are familiar with the innkeeper industry, automobile dealerships, retail stores, restaurants, and smaller commercial businesses. 

In addition, our staff understands product liability issues, along with completed operations exposures on restaurants, light manufacturing, garage exposures, and construction related issues. 

Our staff has extensive background in commercial general liability policies, and the protection afforded assureds under these forms. 

ARM® keeps a full catalog of ISO forms in our library, and also utilizes the F C & S On Line Services for technical questions and research of case law. 

ARM® utilizes Jury Verdict Research software to evaluate the value of a bodily injury claim. Jury Verdict Research’s database includes 150,000 cases which have been through the court system with jury verdicts assigned. The software allows the individual adjuster to evaluate a claim based upon the zip code, which takes into consideration conservative verses liberal venues within the territory covered by ARM®.  This tool allows ARM® to provide objective analytical research to your firm, to ensure informed decisions can be made. 

ARM®’s staff is familiar with, and works well with all of the defense firms within the geographic area we service. In addition, we are familiar with the plaintiff firms, and the profile they fit in regards to the propensity to litigate or settle. With this intimate knowledge, ARM® can provide useful information to your firm to move claims toward closure at the least cost. 

ARM® is licensed in Texas, Oklahoma, Arkansas, and Mississippi to handle premise, produce and general liability related claims. In addition, we frequently travel to those states which do not require licensing which include Missouri, Tennessee, and Louisiana.

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